Marketplace — Buy Health Insurance Outside

Buying health insurance outside the federal or state Health Insurance Marketplace is a process often called purchasing "off-exchange" coverage. While you lose access to government subsidies, you may gain access to a wider variety of plans and networks. Why Buy Outside the Marketplace?

: Many off-exchange plans include doctors and specialists that aren't available in Marketplace plans. buy health insurance outside marketplace

: Outside of open enrollment, you typically need a "life event" (like moving or losing a job) to sign up, unless buying a short-term plan. Buying health insurance outside the federal or state