Buy Obamacare Insurance May 2026

Buying "Obamacare"—officially known as the —is the primary way for individuals who don't have coverage through an employer or Medicare to get health insurance.

Plans are grouped into four categories based on how you and the plan share costs: The Affordable Care Act 101 - KFF buy obamacare insurance

You usually must enroll by December 15 for coverage to start on New Year's Day. buy obamacare insurance

Below is a guide to the enrollment process, eligibility, and choosing the right plan. buy obamacare insurance

Most people can only sign up during the , which typically runs from November 1 to January 15 .

Be a U.S. citizen or be "lawfully present" (e.g., green card, certain visas). No Incarceration: Not be currently incarcerated.