I bought my phone (pixel 6) two years ago, refurbished. I use Mint Mobile, which lets you pay for your monthly service up front 3/ Mint Mobile
Use the Apple Card to pay for an iPhone in 24 monthly installments at 0% APR. buy phone pay monthly no contract
Offers financing through Klarna in the UK or other partners in the US, providing interest-free options for up to 36 months. I bought my phone (pixel 6) two years ago, refurbished
Some no-contract carriers now allow you to pay for a phone in installments, though they may require a credit check or a "lease-to-own" agreement. Mint Mobile Some no-contract carriers now allow you to pay
Offers no-interest financing on unlocked phones for up to 18–24 months.
The most direct way to bypass carrier contracts is to buy an unlocked phone from the manufacturer and use their third-party financing partners.