Tradelines Credit: Buy

: You pay a service to add you to an established account with a high credit limit and long history.

: You do not receive a physical card or have any access to the account's funds.

: The account's positive history is reported on your credit file, potentially raising your score by 20 to 100 points.

Buying credit tradelines involves paying a fee to be added as an to a stranger's credit card account to temporarily boost your credit score. While the practice is generally legal, it is often viewed as deceptive by lenders and may violate the terms of service for credit bureaus. How Buying Tradelines Works

: You are typically removed from the account after a set period, such as 60 days. Risks and Ethical Concerns Business Tradelines: How They Help Build Credit - OnDeck