: Conversely, Sydney and Melbourne have shown signs of cooling, with flat monthly growth and even slight value decreases in certain quarters due to high entry costs and increased property taxes.
The Modern Australian Dream: Navigating the 2026 Housing Market buying a home in australia
: With the cash rate sitting around 3.85% as of early 2026, banks are assessing loans with stricter "stress rates," often testing a buyer's ability to pay at 2–3% higher than the current market rate. : Conversely, Sydney and Melbourne have shown signs