: Available to veterans, active-duty members, and some surviving spouses. These offer 100% financing with no private mortgage insurance (PMI).
Most zero-down payment options are specialized government-backed programs or creative financing arrangements. : buying and selling homes with no money
: Combines an FHA loan with a second mortgage to cover the 3.5% down payment requirement. : Available to veterans, active-duty members, and some
: Designed for low-to-moderate-income buyers in eligible rural and suburban areas. These also allow for 0% down payment. : Available to veterans
