⚖️ Buying at par removes the guesswork of calculating premiums and discounts, making it a clean, simple addition to a balanced portfolio. 💡 Key Concepts to Include Par Value: The amount returned to the investor at maturity. Coupon Rate: The fixed interest rate paid on the bond.

You get your full principal back when the bond matures, barring any default.

Thinking about adding bonds to your portfolio? Buying them at (face value) is one of the most straightforward ways to invest. Here is what you need to know: