Buying Savings Bonds For Grandchildren -

: Both you and the recipient (or their parent/guardian) must have a TreasuryDirect account . You will also need your grandchild's Social Security Number (SSN) to register the bond in their name.

Both series earn interest for up to 30 years and can be cashed after one year, though cashing before five years results in a penalty of the last three months of interest. Series EE Bonds Series I Bonds Fixed rate throughout the life of the bond. buying savings bonds for grandchildren

: You must hold a gift bond in your own account for at least five business days before you can deliver it to the recipient's account. : Both you and the recipient (or their

Specifically designed to protect against rising costs. Format Available only in electronic form . Series EE Bonds Series I Bonds Fixed rate

: For children under 18, a parent or adult custodian must set up a minor-linked account within their own primary TreasuryDirect account to receive the bond. Choosing Between Series EE and Series I

Buying U.S. savings bonds for grandchildren is a low-risk, government-backed way to build their long-term financial security. Two primary types are currently available: , which are guaranteed to double in value after 20 years, and Series I , which provide protection against inflation. Buying and Gifting Process

: You can buy between $25 and $10,000 per series, per person, in a single calendar year.