Can I Buy | Gap Insurance Later

: Some companies like Auto Shield Canada (1.4.11) specialize specifically in gap and negative equity protection. Eligibility and Time Limits

: If you financed through a credit union or bank, they may offer gap insurance directly for your loan. can i buy gap insurance later

: Brokers like Excalibur Insurance (1.4.7) or BrokerLink (1.4.1) can help you find standalone gap products or "Optiom Prime" policies that cover both new and used vehicles. : Some companies like Auto Shield Canada (1

: Many traditional car insurance companies offer gap insurance as an optional add-on to your standard policy. However, you must already have collision and comprehensive coverage to be eligible. : Many traditional car insurance companies offer gap

: Finding gap insurance for used cars is more difficult through standard insurers, but specialized brokers like RH Insurance (1.4.8) may offer coverage for vehicles up to 10 years old.

If you declined coverage at the dealership, you can still obtain it through:

: You can generally buy coverage at any time as long as you are "upside down" on your loan (owing more than the car is worth). Buying Guide: Step-by-Step How to Cancel GAP Insurance - BrokerLink