: If you use a card with a 0% introductory APR (like the Wells Fargo Reflect® Card for up to 21 months), you can pay off the car interest-free.
: Many dealers accept credit for down payments, often capped between $2,000 and $5,000 . can you use a credit card to buy a car
: Finalize the car's price before mentioning you want to pay by credit card so the dealer doesn't bake the processing fee into the price. : If you use a card with a
: Standard credit card APRs (often 20%+) are significantly higher than typical auto loan rates (often 5%–8%). often capped between $2
: Dealers may pass their 2%–3% fee on to you as a "convenience fee," which often wipes out any rewards you earned.