Cigna | Dental Buy Up Plan

: Routine exams, cleanings, and X-rays are typically covered at 100% with no waiting period.

: The buy-up often adds or increases coverage for major restorative work—like crowns, bridges, or implants —and frequently includes orthodontia benefits for both adults and children. Key Benefits and Features cigna dental buy up plan

: Your out-of-pocket threshold before insurance kicks in may be reduced. : Routine exams, cleanings, and X-rays are typically

Think of a buy-up plan as upgrading to a premium tier of service. While a standard Cigna Dental plan might cover basic needs, the buy-up version often includes: Think of a buy-up plan as upgrading to

A is an enhanced insurance option typically offered through employers that allows you to pay a slightly higher monthly premium in exchange for more comprehensive coverage than a standard base plan. How the "Buy-Up" Works

: For non-preventive services like fillings, you often pay a 20% coinsurance after meeting your deductible, with the plan covering the remaining 80%.