The main difference between the two is where they can be used and the credit score needed for approval. My Best Buy® Visa® Card Where to Use Best Buy & BestBuy.com only Anywhere Visa is accepted Credit Required Fair credit (640+) Good to Excellent credit (700+) Annual Fee Usually $0 (some versions may have a fee) Best Buy Rewards 5% back in rewards 5% back in rewards Outside Rewards 3% Gas, 2% Dining/Grocery, 1% Other ✨ Key Benefits for 2026
The My Best Buy® Credit Card: A Comprehensive Guide As of , the Best Buy credit card program is managed by Citibank , which acquired the portfolio from Capital One several years ago . There are two primary versions of the card, and while you can apply for either, Citibank determines which one you are eligible for based on your creditworthiness. 💳 Comparison of Card Versions citifinancial best buy card
Both cards offer distinct perks for frequent electronics shoppers: Best Buy Credit Card: Rewards & Financing The main difference between the two is where