Credit Problem -

Circle the disputed items on a copy of your credit report and enclose it.

Send the letter via with a "return receipt requested" to prove they received it. Credit Problem

When you are facing a credit problem, the best "post" or communication depends entirely on the specific issue—whether it's an error on your report, harassment from a collector, or general financial hardship. 1. Disputing an Error on Your Credit Report Circle the disputed items on a copy of

This stops the harassment, but it does not erase the debt. 3. Requesting Financial Hardship Assistance How do I dispute an error on my credit report? harassment from a collector

Under the Fair Debt Collection Practices Act (FDCPA) , third-party collectors must stop contacting you once they receive this written notice.