Buying Programs — Federal Home

The offers arguably the most powerful mortgage benefits, reserved for veterans, active-duty service members, and eligible surviving spouses. FHA Loan Requirements in 2026

You must pay an upfront Mortgage Insurance Premium (MIP) and monthly premiums, typically for the life of the loan. 2. VA Loans: The Military Benefit federal home buying programs

As low as 3.5% for those with a credit score of 580 or higher . The offers arguably the most powerful mortgage benefits,