Fees When Buying A House Now

: A title company charged about $300–$2,500 to search public records and ensure no one else could claim ownership of the home .

: The lender charged a fee to process and "underwrite" their mortgage application, often starting at 0.5% to 1% of the loan .

: To show they were serious, they put down about 1% to 3% of the purchase price ($4,000–$12,000) into an Escrow Account , which would eventually count toward their down payment . fees when buying a house

: They paid $300–$500 for a pro to crawl through the attic and check for leaks. This was an out-of-pocket cost paid directly to the inspector .

More than a Mortgage: Eight Surprising Costs of Buying a Home : A title company charged about $300–$2,500 to

As the closing date approached, the administrative costs—often called —began to stack up, typically totaling 2% to 6% of the loan amount :

: Their bank required an appraisal to confirm the house was actually worth $400,000. This cost them another $350–$1,000 . The "Lender & Legal" Fees : They paid $300–$500 for a pro to

Before they could even finish the paperwork, Sarah and Mike had to open their wallets for early due diligence: