You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026
This permanent scheme helps you buy a home with just a . government housing help to buy
In 2026, government help for buying a home focuses on discounts, small deposits, and shared equity rather than the original "Help to Buy" loan, which has closed in most areas. 1. First Homes Scheme (England) You can find participating lenders through sites like
You must be a first-time buyer with a household income under £80,000 (£90,000 in London). 000 in London).