How Do You Buy Health Insurance May 2026

Buying health insurance is a multi-step process that involves assessing your medical needs, understanding various plan structures, and enrolling during specific windows of time. For 2026 coverage, most individuals can purchase insurance during the , which typically runs from November 1, 2025, to January 15, 2026 . 1. Identify Your Enrollment Window

You can generally only buy health insurance during two specific times: how do you buy health insurance

Most Americans get insurance through their job, where the employer typically pays a portion of the premium. 3. Compare Plan Types Buying health insurance is a multi-step process that

Depending on your situation, you have several avenues for purchasing: Identify Your Enrollment Window You can generally only

The annual window for anyone to sign up or switch plans. For 2026 plans, this is January 15, 2026 in most states.

You can buy directly from companies like Anthem or Cigna off-exchange, though these plans are not eligible for federal subsidies.