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Historia Magazine

The magazine of the Historical Writers Association

how to buy property without a realtor
  • Features
  • Interviews
  • Reviews
    • Books
    • TV, Film and Theatre
    • One From The Vaults
  • New books
  • Columns
    • Doctor Darwin’s Writing Tips
    • Watching History
    • Desert Island Books
  • Advertising
  • About
  • Contact
  • Historia in your inbox

Buying a property without a realtor, often referred to as being a self-represented or "DIY" buyer, is a legally permissible option in all 50 states. While this path requires you to take on significantly more responsibility—including market research, complex legal paperwork, and direct negotiations—it can potentially save money on commission fees and offer more direct control over the transaction. 1. Secure Financing and Budget

: Investigate school districts, crime rates, and future city development plans using resources like Niche . 3. Build Your Professional Team

: Before touring homes, obtain a mortgage preapproval letter. This demonstrates to sellers that you are a serious, qualified buyer and establishes your maximum budget.

: Research "comparable sales" (comps) in your target neighborhood. Use tools like Zillow or Redfin to see what similar homes have recently sold for, rather than just looking at active listing prices.

: Interview at least three lenders to compare interest rates and fees. Local credit unions or specialized brokers like LendFriend can often provide more personalized service than large national banks. 2. Conduct Targeted Market Research

Without a realtor, you must assemble your own support network: How to buy a house without a REALTOR - Rocket Mortgage

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New books by HWA members

How To Buy — Property Without A Realtor

Buying a property without a realtor, often referred to as being a self-represented or "DIY" buyer, is a legally permissible option in all 50 states. While this path requires you to take on significantly more responsibility—including market research, complex legal paperwork, and direct negotiations—it can potentially save money on commission fees and offer more direct control over the transaction. 1. Secure Financing and Budget

: Investigate school districts, crime rates, and future city development plans using resources like Niche . 3. Build Your Professional Team how to buy property without a realtor

: Before touring homes, obtain a mortgage preapproval letter. This demonstrates to sellers that you are a serious, qualified buyer and establishes your maximum budget. Buying a property without a realtor, often referred

: Research "comparable sales" (comps) in your target neighborhood. Use tools like Zillow or Redfin to see what similar homes have recently sold for, rather than just looking at active listing prices. Secure Financing and Budget : Investigate school districts,

: Interview at least three lenders to compare interest rates and fees. Local credit unions or specialized brokers like LendFriend can often provide more personalized service than large national banks. 2. Conduct Targeted Market Research

Without a realtor, you must assemble your own support network: How to buy a house without a REALTOR - Rocket Mortgage

how to buy property without a realtor

The River Warriors by Michael Arnold

5 March 2026

how to buy property without a realtor

Spider, Spider by LC Winter

5 March 2026

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The Historical Writers’ Association

Historia Magazine is published by the Historical Writers’ Association. We are authors, publishers and agents of historical writing, both fiction and non-fiction. For information about membership and profiles of our member authors, please visit our website.

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ISSN 2515-2254

Recent Additions

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  • The River Warriors by Michael Arnold
  • Spider, Spider by LC Winter

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