Jersey Auto Insurance Quotes - New

For 2026, and GEICO are the top-rated providers for New Jersey auto insurance, consistently offering the best balance of low rates and high customer satisfaction. New Jersey is a no-fault state with some of the highest premiums in the U.S., averaging roughly $219 to $271 per month for full coverage. Top-Rated Insurance Providers

“I have been switching between Progressive and Geico for the last few years. Progressive is increasing my insurance by 20% and strangely Geico's quote is almost double than Progresive.” Reddit · r/newjersey · 2 years ago

Drivers often share that shifting between major carriers is the most effective way to manage rising costs in the state. new jersey auto insurance quotes

: Your own insurance covers your medical bills (PIP) regardless of who caused the accident.

: Budget-conscious drivers and young adults looking for low premiums. For 2026, and GEICO are the top-rated providers

: Exceptional customer service ratings from J.D. Power and potential cash dividends for policyholders.

: Rates often 26% lower than the state average and a highly-rated mobile app. Progressive is increasing my insurance by 20% and

: Those who prefer working with a dedicated local agent. Estimated Monthly Quotes (2026 Averages) Coverage Type Average Monthly Rate Top Budget Option Minimum Coverage $118 – $236 GEICO (~$69) Full Coverage $257 – $303 GEICO/NJM (~$120-$137) Key New Jersey Requirements