A 1.2L engine generally results in lower premiums compared to high-displacement engines (like 2.0L or higher).
The average price for OC in April 2026 was approximately 644 PLN , though 1.2L engines often fall below this average.
When "personalizing" a policy for a 1.2L vehicle, insurance companies like LINK4 or Allianz look at several factors beyond the engine size: Personalizacja stroju (OC) 1.2
OC covers damage you cause to others, including health and property, but it does not cover your own vehicle's damage or stolen items like cash. Cost Insights (April 2026)
Your age and the date you obtained your license significantly impact the final price. Cost Insights (April 2026) Your age and the
A history of accident-free driving is the most effective way to "personalize" your rate for a discount.
💡 If you meant "OC" as "Original Character" in a specific game or mod (version 1.2), this term is often used in communities like Cyberpunk 2077 or The Sims. However, current data primarily links this specific phrase to insurance calculation for 1.2-liter cars. However, current data primarily links this specific phrase
In Poland, OC insurance is for all motor vehicles.