Know When Buying A Car - What You Should

Walking into a dealership without a pre-approved loan is like "negotiating with one hand tied behind your back".

: A standard financial benchmark is to put 20% down , finance for no more than 4 years , and keep your total monthly vehicle costs—payment plus insurance—under 10% of your gross monthly income. what you should know when buying a car

: Factor in "silent" costs like depreciation , which averages over $4,300 per year . Also, get insurance quotes for specific models before buying; some cars cost significantly more to insure. Walking into a dealership without a pre-approved loan