Where To Buy Title Insurance May 2026

Check the underwriter's rating with Demotech or AM Best to ensure they can actually pay out a major claim years from now.

While most buyers simply use whichever company their real estate agent or lender points to, you actually have the legal right under the Real Estate Settlement Procedures Act (RESPA) to choose your own provider. Where to Shop for Title Insurance where to buy title insurance

These local firms handle the title search and closing process. They act as agents for large national underwriters. Examples include Land Title Guarantee Company or Cherry Creek Title Services . Check the underwriter's rating with Demotech or AM

Title Insurance: What Is Title Insurance and What Does It Cover? They act as agents for large national underwriters

Ask how they protect your wire transfers; wire fraud is a massive risk in modern real estate.

You can go directly to the source with "The Big Five" national insurers that provide the actual financial backing for the policies: First American Title Insurance Company Chicago Title Insurance Company Fidelity National Title Old Republic National Title Stewart Title

Most buyers assume rates are fixed, but the difference often lies in the "junk fees."