How To Buy Stuff On Amazon Without A Credit Card May 2026

: Add your bank's routing and account numbers directly to your Amazon Wallet. You will need to provide a valid U.S. ID, such as a driver's license, for identity verification.

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You can buy items on Amazon without a credit card by using alternative payment methods like Amazon Gift Cards, Amazon Cash, direct bank transfers, or prepaid debit cards . Direct Cash Methods : Add your bank's routing and account numbers

: As of early 2026, Amazon has rolled out "Pay by Bank" in some regions, allowing you to transfer funds directly from your bank account to the merchant without entering card details. Specialized Benefit Cards Buy on Amazon without a credit card

: Most debit cards with a Visa, Mastercard, or American Express logo are accepted just like credit cards during checkout.